timely topic since it's the close to National Flood Awareness Week.
Will you take the time to follow the advice, please?
Of course we hope it will never happen, but in the event that your
home was lost to a wildfire or flood, would you have a record of your
possessions? Being prepared includes mitigating loss, so take steps
now to make a home inventory that will document your belongings for
insurance and replacement purposes. If you have an iPhone or iPod
touch, you can use the following FREE app to create your record.
Creating a home inventory is easier than ever thanks to
myHOMEScrAPP.book, a new iPhone application from the National
Association of Insurance Commissioners (NAIC). The free app lets you
quickly photograph and capture images, descriptions, bar codes, and
serial numbers, and then stores them electronically for safekeeping.
The app organizes information room by room, and even creates a backup
file for email sharing.
To get started, download the free myHOMEScrAPP.book. APP for iPhone
users by visiting the iTunes App Store or searching "NAIC" in the app
store for your phone.
Even if you don't have an iAnything, you can do the same thing using
the tips below. Just be sure to include any serial numbers, and make
sure you have at least 2 copies stored in separate locations. Remember
that out-of state contact you chose when you wrote your family
emergency plan? Send them a copy too!
10 Steps to Complete a Home Inventory
1. Make a list of all possessions, including "celebration"
purchases such as jewelry and fine art.
2. Think about family heirlooms, collections and furniture. Also
consider items related to everyday leisure time from flat screen TVs
to custom guitars.
3. Take note of commonplace items such as toys, CDs, and clothing.
Do not forget items you only use occasionally such as holiday
decorations, sports equipment, and high-ticket items kept outside your
home such as landscape art and swing sets.
4. Attach copies of original sales receipts and/or appraisal
documents to your inventory. Be sure to note model and serial numbers.
5. Group your possessions into logical categories, i.e., by hobby,
or by room in your home.
6. Carefully photograph or videotape each item and document brief
description including age, purchase price, and estimated current
7. Remember to open drawers and closets to document what's inside.
8. Store your home inventory and related documents in a safe
deposit box. You may want to share a copy with your insurance provider
so he or she can make necessary updates to your coverage.
9. Review your inventory annually and whenever you make a
This weekend, take some time to review your emergency plan with your
family, check supplies in your kit, and make your home inventory.
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