If you are a #hamradio operator and even if you are not, spring storms mean something.
The image is from the insurance policy that insures the home. If the home were in Ukraine right now, there's a mighty important exclusion there. This small fact was realized by many on 9/11.So, if the Vandals invade, that act is excluded.
What does this mean for the ham radio operator? Does your policy include electronic devices? Read your policy. Ask your agent? Renters, do you even have insurance?
In Oklahoma, it has been established that "tornado season" is from January to December. The majority of those events, however, occur in the spring. That's the season now.
So, does your insurance policy cover flood? Most don't. Does it cover electronic items?
If it doesn't, please consider the American Radio Relay League insurance. There's a small annual payment, depending on your coverage amount.
How does spending $2000 for your ham station then have a fire wipe it out sound? How does having the insurance deny the claim because the loss was not covered sound?
Renters, your insurance likely excludes electronics.
Please take the time to review your policy.
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